Dear fellow banker,
I am responding publicly to your email to me as I believe that the dilema you are facing is one that is probably tormenting many others at the moment.
Only you can make a decision about what is the 'right thing for you to do'. Ultimately only you can decide how to negotiate the tension that you contend with daily between the 'party line' and the REAL figures on the one hand, and your obligations as a family man on the other.
If you decide to take action in view of the gap between 'the party line' and the REAL figures, there is no telling what the future may hold for you. In my case, it took the Financial Regulator 3.5 years to invite me to a meeting. I doubt that meeting would ever have happened had it not been for the fact that my issue was raised in the Austrian parliament, especially so soon after our entire banking system neared complete collapse and required bailout.
As you have probably noticed, not a single banker, nor a single politician, has been held accountable for the flagrant breaches of the law. 'It just broke, it wasn't me' is the infantile excuse they all made, and we have allowed them to get away with it.
You and I both know that the taxes that our families, friends, and neighbours are paying, are disappearing into a bottomless pit called banks. The schools and hospital wards that are shutting down all around us are just part of the 'Belt Tightening' that our Dear leaders are advocating.
Only you can decide what is the right thing for you to do. As you and I both know, the consequences of taking action, or not taking action, can be severe and far-reaching.
I do advise you to read the blog post that I wrote following my meeting at the Central Bank of Ireland:
http://whistleblowerirl.blogspot.com/2011/06/word-of-advice-to-those-who-have.html
With my best wishes,
WhistleblowerIRL